Student Loan Refinance Calculator | Bankrate

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After you’ve prequalified for refinancing your student loans with a few different lenders, it’s time to make the choice. As you complete an application with your chosen lender, you’ll need a few personal details, like:

  • Proof of employment (copies of your two most recent pay stubs, W2s, tax returns, etc.).
  • Driver’s license or another government or state issued ID.
  • Loan information (lender, account number, balance, remaining loan term and current interest).
If you don’t qualify for refinancing on your own, you may need the help of a co-signer. A co-signer can help you qualify for a student loan refinancing if you can’t by yourself. They can also help you secure a lower interest rate if they have good or excellent credit.

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